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Where is My Money Going?

June 08, 2022
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As you are already aware, things cost more. This may be a good time to revisit all household spending and savings again. A smart idea is to get a better understanding of current cash flow. Following spending and saving for a couple of months can help you make better decisions on needs vs. wants. I have attached an excel spreadsheet that can be utilized to follow your expenses. The goal is to get a better understanding of where the money goes, and to make sure you are still putting money into savings. KEY NOTE : is to make a savings contribution just like a monthly expense.

Once you see your expenses and savings, look at areas to increase savings or eliminate debt faster. This will pay "dividends" for the future. If you want to discuss the spreadsheet or your findings, please contact us at Pegasus. We are here to help.

spending and cash flow spreadsheet


This is for educational purposes and not intended as individual advice.